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Total debt ratio can go to 50% of your gross monthly income. Subtract out your monthly consumer debt and that leaves the budget for the house payment including taxes and insurance.If you would like access to my guide to the 10 best ways to get the best deal and decode the home buying process go to www.mortgagesbystephen.com/decode. #HomeBuying #RealEstateTips #AlternativeFinancing #GoodCredit #HomeOwnership | Katz Mortgage Team NMLS #69623
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