The last round of student loan forgiveness from the administration caps a tumultuous effort to deliver widespread relief to millions of Americans.

The Education Department announced this week that several million student loan borrowers will likely have no payment obligations for most of 2025. But could that change?

Your loan servicer might also call you, and the phone number may look legitimate. But if a caller asks you to take action for debt relief, to pay them money, or to share your personal or financial data, odds are it's a scam. To be safe, you can hang up and call your servicer back on its official phone line.