Converting to IRA into a Roth IRA could come with a significant tax bill, but the key to lowering the tax bill is timing.

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.

There is no legal or regulatory age restriction on Roth conversions, so it's not too late in that sense. Generally speaking, ...

If you choose a Roth IRA, stay mindful of the annual contribution limits. Adults under 50 can contribute up to $7,000 to a ...

Republican control of government is likely to keep tax cuts in place, which make Roth IRA conversions more attractive.

An IRA or 401 (k) rollover is one of those bumps in the road. A number of events can arise that make a rollover necessary, ...

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

Saving and investing for retirement is only half of the equation. Managing spending, taxes , long-term care and other issues ...

You can also simply use a Roth IRA to pay for college without taking the step of converting the money to a 529 plan. As long ...

Converting money from a tax-deferred retirement account to a Roth IRA can cause Medicare premiums for Part B and Part D to ...

Roth IRAs have low annual contribution limits and income rules limiting who can contribute, which effectively takes them off ...

Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...