Take, for example, the required minimum distributions (RMDs ... which allows us to grow it with a safety net. Or you could put the withdrawn funds into long-term investments that will sweeten ...

If you’re due to take a required minimum distribution from a qualified ... into a higher tax bracket, trigger a payment of the net investment income tax, or, for older beneficiaries, tax on ...

Is it better to delay until next year? It depends upon the amount of the RMD and all the other items on your tax returns for 2025 and 2026.