Be aware of early withdrawal fees. If you withdrew $10,000 you could pay 5% or $500, which applies to the entire annuity ...

Both CD accounts have unique benefits, but only one can result in a significant return. Here's what to consider now.

When considering where to put your money for retirement, you may have to choose between an IRA and an annuity. These ...

The amount you put in a CD will depend on your financial goals and the timeline. The general rule of thumb is to select a maturity date for your CD based on when you want to access the funds.

It’s possible to claim early and reinvest for better returns, but it requires significant risk, David Blanchett finds.

Even higher-risk investments such as stocks have segments (such as dividend stocks) that reduce relative risk while still ...

With so many options out there, the challenge lies in determining the most reputable life insurance companies offering ...

Charitable Gift Annuities address multiple financial and tax planning issues while supporting causes that matter to the donor ...

This is why Roop recommended now as a great time to lock in a fixed rate of return with a certificate of deposit (CD) or a ...

In recent years, certificates of deposit (CDs) have been a popular savings option for those looking to park their money safely and earn a good return in the process. A year ago, the national ...

U.S. annuity sales remained robust in 2023, but life insurers struggled to grow their share of the retirement asset market. Annuity reserves held by life insurers rose 8.9% to $4.2 trillion ...

Insurers create fixed-rate deferred annuities, which resemble certificates of deposit, but offer higher yields on average thanks to the broad portfolio of investments insurance companies hold.