Annuities can be a good option for investors seeking steady income during retirement. To get started, it's important to learn ...

If the insurance company issuing your annuity goes belly up ... limits on how much an association will pay per claim. Maximum coverage varies by state, with $250,000 being a common limit for ...

States do have guaranty associations to cover insurance company annuity obligations, but that coverage only goes up to a state-determined limit. Investors can check company ratings with AM Best ...

Cross-currents from inflation, the stock market, and demand for protected growth are converging into a mixed picture, says Limra.

While coverage levels vary, most states cover at least $250,000 in present value of annuity benefits, according to the National Organization of Life and Health Insurance Guaranty Association ...

When you buy an annuity, you give an insurance company, bank, fintech or brokerage firm a lump sum or series of regular payments. In return, you get a guaranteed monthly income. Some annuities ...

State governments are the primary regulators of annuities. Insurance departments in each state oversee the licensing of agents, the setting of policy and the financial stability of insurance ...

How does the annuity company stack up? As you compare product details, pay attention to the insurance company itself ... but only up to your state’s coverage limits. You might not receive ...

This tool offers active and historical data on nearly all variable annuities, along with increasing coverage of fixed ... avoiding manual reporting errors. Insurance companies and asset management ...

U.S. sales of annuities have been strong, but life insurers are just barely maintaining their share of retirement assets, according to the Securities Industry and Financial Markets Association.

But what happens if the insurance company backing your annuity goes broke? While insurance insolvency is rare, it can happen. Here’s everything you need to know if your annuity company goes broke.