A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad ...

While it might "be exciting to aim for 850, the highest possible FICO score," achieving that milestone "really comes with no ...

Small mistakes are a lot more common than you think, and they can do some serious damage to your credit score. Here's how to ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% ...

Credit repair services help fix credit mistakes on your credit report. You can hire help with this process or do it on your own.

If you have fair credit or better, you may be able to get approved for a debt consolidation loan. That's a score of at least ...

Having this information, especially for borrowers with a credit score similar to yours ... Car loan interest rates and annual percentage rates, or APRs, aren't the same. Interest rate is the ...