If you no longer need a whole life insurance policy, you have options including cashing it in or borrowing against its value.

Economists Mark Warshawsky and Gaobo Pang, after conducting new research, published a study that found the 4% rule has significant failure rates at advanced ages and provides the lowest levels of ...

Not only do income annuities squeeze more monthly income out of your savings than any comparable product, but new research shows that when we are retired we are much more comfortable spending an extra ...