Hybrid mortgages, where half of one’s borrowing is in a five-year fixed and half is variable, are now down to 4.76 (uninsured) and 4.51 per cent (insured). Scotiabank eHOME leads the way on that ...

Variable annuities probably rank second only to variable life insurance in terms of complexity. They resemble their fixed annuity and indexed annuity cousins in that they are issued as contracts ...

But any homeowner getting a variable should understand that they’re a possibility. If central bankers suddenly flip to a tightening bias, bond yields would surge, dragging fixed rates higher. Many ...

However, not all interest rates work the same. Two of the main types of interest rates you’ll come across are fixed rates and variable rates. The main difference is that fixed rates stay the ...

Direct costs can be fixed costs such as the rent for a production plant. Variable costs vary with the level of production output and can include raw materials and supplies for the machinery.

But with the trend still broadly downward for the Bank of Canada’s policy rate, both Kavcic and Tran noted that the spread between fixed and variable mortgage rates is narrowing in the market.

Retirement often brings the challenge of managing expenses on a fixed income. With careful planning and strategic adjustments ...

A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal ends. If you’d prefer not to ...

CME Group gets upgraded to buy, from my prior hold rating over a year ago, with renewed confidence in its future top and ...

Within the deferred and immediate categories are fixed and variable annuities. Although it's annuitized immediately, an immediate annuity doesn't start paying income right away. You make a single ...

For fixed deposits maturing in nine months, one day to one year, the bank will offer an interest rate of 6.75%, while HDFC Bank will offer an interest rate of 7.4% on deposits maturing in 1 year ...