Overlays can also be used to target a specific type or class of borrower. To reduce risk, a lender might ask for a greater down payment than is originally required. Let’s look at credit scores as an ...

Interest rates on home loans for U.S. borrowers kicked off 2025 riding the same upward trend that closed out last year, hitting 6.99% last week, the highest since July 2024 and marking the fourth ...

The U.S. Small Business Administration (SBA) announced that its Business Recovery Center (BRC) in Galax closed permanently on Jan. 2. The SBA opened the BRC to help small businesses and ...

It is no secret that student loan debt is one of the biggest problems plaguing Americans in recent years. According to a ...

Demand decreased by 3.7% from the week prior, the Mortgage Bankers Association (MBA) reported in its weekly mortgage ...

Mortgage rates last week moved higher for the fourth week in a row. That caused already very weak mortgage demand to drop ...

Joshua Jacobs, the VA's undersecretary for benefits, said the VA now has the ability to provide up to 12 months of additional education benefits for qualifying veterans.

A cash-out refinance allows you to tap into your home equity by taking out a new, larger mortgage, paying off the old loan ...

The manufactured home loan lender, a unit of Berkshire Hathaway subsidiary Clayton Homes, was accused of ignoring red flags ...

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The end of the Chevron deference has left Congress pondering its power, specifically regarding the Veterans Affairs Servicing ...