Financial planner Dan Moisand tackles readers' questions about Roth conversions, from the whats to the whens and more.

Since distributions will be required upon Mortimer’s death (although only the Roth account would enjoy tax free distributions and carry a different rule), the traditional IRA and the annuity IRA will ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

Retirement might seem like a lifetime away, but now is the time to start saving. There are several different types of ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The answer may depend on how you go about it. A Roth conversion can ...

If you can carve out room to contribute to an individual retirement account-- like the coveted Roth IRA -- your future self will thank you. Here's why: Roth IRAs are a favorite for many retirement ...

Certain service members may actually benefit from putting some of their retirement savings into a Roth individual retirement account (IRA). For example, if you've maxed out on your TSP's matching ...

There are limits as to how much you can contribute and for income thresholds for individual retirement accounts. For 2024 and 2025, you can contribute $7,000.

If you do multiple Roth IRA conversions, each one has its own five-year rule. You must be mindful of how long each conversion has been in your account before you withdraw the funds to avoid ...

What to do with the money you withdraw When IRAs were ... checking account,'" John said. You can also calculate your required minimum distributions using the IRS' life expectancy chart.

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