Converting to IRA into a Roth IRA could come with a significant tax bill, but the key to lowering the tax bill is timing.

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.

There is no legal or regulatory age restriction on Roth conversions, so it's not too late in that sense. Generally speaking, ...

Republican control of government is likely to keep tax cuts in place, which make Roth IRA conversions more attractive.

Contribution limits are not reduced to a Roth or traditional IRA based on 401(k) participation, so maximize contributions if ...

Learn how retirees can navigate the challenges of charitable giving amidst economic uncertainty. Discover strategies like ...

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

An IRA or 401 (k) rollover is one of those bumps in the road. A number of events can arise that make a rollover necessary, ...

Saving and investing for retirement is only half of the equation. Managing spending, taxes , long-term care and other issues ...

Converting money from a tax-deferred retirement account to a Roth IRA can cause Medicare premiums for Part B and Part D to ...

Roth IRAs have low annual contribution limits and income rules limiting who can contribute, which effectively takes them off ...

I want to do three Roth conversions in the next three years before I turn 73 in 2027 so that my beneficiary doesn't have to ...