A home equity loan can be a good option to consolidate debt, as it usually carries lower interest rates and longer terms than ...

Total U.S. credit card debt fell 12% at an annualized rate in November, a plunge not seen since the onset of the pandemic.

A borrower goes into default when they miss credit card payments for over 180 days, roughly six months. When there is a ...

But Americans' kitchen table finances are also in a precarious place, with credit card balances reaching a new high. The news ...

Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a ...

Outstanding credit card and other revolving debt decreased $13.7 billion, the most since early in the pandemic, after surging ...

Make charges to your card or borrow against your credit line. Either way, you can pay off the balance in equal monthly installments at a fixed rate. It earns rewards, but it lacks certain other ...

This is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.