A mortgage default can hurt your credit score and lead to foreclosure. Learn how the home loan default process works and how to avoid it.

Gift money can come from relatives and even friends in some cases. It can cover your down payment and/or closing costs, reducing or eliminating the cash you need to close the home purchase.

A new study reveals that nearly 45% of borrowers in forbearance in 2024 were the result of a natural disaster, a total ...

The timing of your rate lock could save or cost you thousands of dollars. If you're in a bidding war or hoping to close ...

Fees falling outside of tolerances cost the industry more than $1 million per 1,000 loans, according to an ICE Mortgage ...

One of the most common reasons to refinance a mortgage is to change the repayment terms, such as interest rate or loan length. This is called a rat ...

A mortgage origination fee is a charge you pay at closing to cover the cost of processing and funding your home loan. Usually ...

Want to check how much interest you've paid on your home loan or need to change your payment method? Your mortgage loan servicer can help. What Is a Mortgage Loan Servicer? A mortgage loan servicer ...

We bought a home six years ago, and my husband has refused to pay any money toward the mortgage this whole time. He forced me to pay every payment. We live in California. Is he entitled to half of ...

I have lived in the development for over 20 years and own my home free and clear with no mortgage. Recently I received ... s insurance if it got to that point. I just wondered if this is legal ...