A mortgage calculator can be an indispensable tool ... representing no more than 28% of that debt (the "28/36 rule"). Another factor that determines how much house you can afford is the amount ...

However, there are some factors that aren't quite so obvious, and one is your other debts such as auto loans and credit cards. To be perfectly clear, you can still get a mortgage if you have a car ...

A mortgage calculator helps you make sense of what can be abstract. Using it allows you to consider all the factors that can impact home affordability, quality of life, and wealth accumulation.