Financial advisers warn retirees and near-retirees about something called "sequence of returns" risk. If you need your portfolio to last for the 30 or 40 years of your retirement, what matters isn't ...

"See what you can negotiate or ask for forbearance while you pull your life back together," says George Gagliardi, a certified financial planner and founder of Coromandel Wealth Strategies in ...

Financial planner George Gagliardi emphasizes the importance of maintaining a sufficient emergency fund while contributing to retirement savings. Experts recommend setting aside three to six ...

Ultimately, you should defer "as much as you feel comfortable" not tapping until retirement, said CFP George Gagliardi, founder of Coromandel Wealth Strategies in Lexington, Massachusetts.

For younger generations, there could be changes to future benefits, said George Gagliardi, a certified financial planner and founder of Coromandel Wealth Strategies in Lexington, Massachusetts.