Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. How can insurers afford to do that? After all, both banks and insurers ...

There’s a better way to save money for many people. It’s a fixed-rate annuity — also known as a multi-year guarantee annuity or a CD-type annuity. You can earn up to 2.40% for a three-year ...

Fixed-rate deferred annuities, like CDs, pay interest over a specific term that is frequently three, five or seven years. Commissions are typically 1% to 2%, said Stan Haithcock, an independent ...

CDs are a simpler option for investors looking ... If you just need to have a specific feature (let’s say, tax deferral or fixed income), annuities may be the better option, given their ...

When you consider the different methods you can utilize to earn money for retirement, an annuity is often a discussion worth ...

However, the decision to exchange your annuity should not be taken lightly and may even have financial consequences. Unfortunately, it’s not as simple as cashing out and moving on to another savings ...

Margin loan rates from 4.83% to 5.83%. "Right now, some fixed annuities make an attractive alternative to both bonds and CDs in a portfolio, due to the principal guarantees and interest rates ...