Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. How can insurers afford to do that? After all, both banks and insurers ...

Annuities and certificates of deposit (CDs) are staples among many conservative retirees who don’t want to lower their risk ...

When you consider the different methods you can utilize to earn money for retirement, an annuity is often a discussion worth ...

Guaranteed deposits, such as bank CDs and fixed-rate annuities, may pay less, but both the interest income and principal are assured (although in different ways). Most retirees use a portfolio of ...

Fixed-rate deferred annuities, like CDs, pay interest over a specific term that is frequently three, five or seven years. Commissions are typically 1% to 2%, said Stan Haithcock, an independent ...

In recent years, a wave of retiring baby boomers and high interest rates have helped fuel record-breaking sales in the ...

Reverse mortgages are loans and annuities are insurance, but both generate a steady stream of income for retirement. Your ...

Margin loan rates from 5.83% to 6.83%. "Right now, some fixed annuities make an attractive alternative to both bonds and CDs in a portfolio, due to the principal guarantees and interest rates ...