Criminals combine a real person's Social Security number with other real or made-up details to trick credit issuers.

Meta’s shift away from fact checking will require changes for the billions of people who use Facebook, Instagram and Threads. Here’s how they can tell truth from fiction.

This means that, unlike a statement balance, it will change depending on your spending. For example, let's say you spent $500 during a billing cycle, and another $50 after your cycle ends.