Jessica is a freelance contributor to Newsweek’s personal finance team. Driven by a passion for crunching numbers, she has written hundreds of articles that help audiences evaluate and ...

It also provides several credit-building tools. Bank Accounts with Early Direct Deposits Earn up to a $300 bonus with qualifying direct deposits for eligible customers through 1/31/2026.

You must receive two direct deposits within six months to be eligible. If you’re using Ally as your main bank, this likely isn’t an obstacle. With Ally Interest Checking, you can add up to 30 ...