Mortgage credit score requirements vary depending on the lender and type of loan. In most cases, you'll need a minimum score of 620 for a conventional loan and 500 for an FHA loan. Some government ...

A good credit score plays a critical role in home equity borrowing. Here's what borrowers should know for 2025.

Yes, you can still get a mortgage if your credit score is below 620. Expect some tradeoffs, though: It’s likely you’ll need a larger down payment or pay more in interest and fees. NOTE ...

Purchasing a home is a significant financial decision that often requires substantial funding. For most people, this means ...

Carrington Mortgage Services' non-QM Flexible Advantage loan requires a FICO score of just 550, making it a good option if you're self-employed, lack a credit history or have a bankruptcy or ...

But a decision by the Federal Housing Finance Agency (FHFA) last October means you need to pay close attention to your credit usage now if you want a favorable mortgage years later. That's because ...

The best-kept secret about credit scores is that a negative mark to your credit doesn’t necessarily doom your financial future. Central-Illinois writer Michelle Teheux once tanked her credit score on ...

You’ll also typically need to be a member of ... We picked Flagstar Bank Mortgage as a low-credit option for VA borrowers with a credit score of 580 or more. In comparison, many VA lenders ...

Additionally, its I CAN mortgage lets borrowers choose any term length between eight and 30 years. However, you'll need at least a 620 credit score to qualify for this mortgage. What to look out ...