Filing for unemployment doesn’t directly affect your credit score, but the financial adjustments that often come with job ...

Credit cards are a double-edged sword when it comes to your financial health. While they provide convenience, rewards, and a ...

Credit builder loans provide a straightforward way to improve your credit score. Learn about the best credit builder loans ...

Closing a credit card can simplify finances but may harm your credit score. Assess your financial needs, keep credit ...

It’s possible to reopen a closed credit card, but success depends on the details. For instance, did you close the account and now regret it? Or worse, were you caught off guard when the credit card ...

Losing your job is stressful, and it’s natural to worry about how it might affect your finances – including your credit. The good news is that filing for unemployment benefits won’t directly ...

Paying rent with a credit card offers benefits like earning rewards, improving cash flow, and building your credit score.

You can calculate your credit utilization ratio using the following formula: Credit card balance ÷ credit limit × 100 = credit utilization ratio Credit scoring models calculate utilization by ...

Applying for a new credit card can hurt your credit score in the short term, but having and using the card responsibly can improve your score in the long run.

if you have a $5,000 credit limit and have borrowed $1,000 against your card, you have a 20% credit utilization ratio. A credit utilization ratio below 30% is good for your credit score ...