CNBC Select explains how to apply for a mortgage, from preparing financially and getting preapproval to undergoing the ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big ...

Here’s a recent example from a reader who sent me a credit-building question on LinkedIn. The service journalist in me jumped ...

Jumbo 30-year mortgage rates also dropped 8 points Monday, reducing the average to 6.81%—almost a six-week low. In September, jumbo 30-year rates plummeted to 6.24%, their cheapest average in 19 ...

Ongoing strength in the U.S. economy drove mortgage rates up over 7% for the first time in eight months, casting doubt over a recovery in the housing sector. The 30-year mortgage rate inched up to ...

Two credit cards make it easy to pay for housing and earn rewards. Just make sure to pay your balance off each month.

Getting a debt consolidation loan is a fairly easy process, but you should start by assessing your eligibility.

A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad ...

Credit cards are a great tool to finance purchases if you are disciplined in your spending, and they are much safer to use ...

Mortgage delinquency can have disastrous financial consequences, including mounting late fees, a drop in the borrower’s ...

Yes, they’re 230 digits apart, but they’re also examples of bad and good credit scores ... and they can do some serious damage to your credit score. I’ll let you in on some of the most ...