To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% ...

Credit repair services help fix credit mistakes on your credit report. You can hire help with this process or do it on your own.

Personal loan lenders specializing in bad credit loans will likely ... typically range between about 6 and 36 percent. However, the lower your credit score, the more likely you’ll be offered ...

Bad credit lenders may approve borrowers with credit scores in the upper 500s or lower. Loans for bad credit usually come ...

A variety of other factors go into evaluating your rates, and insurance companies don't rely solely on your credit score in the underwriting process. They cannot penalize you for a bad score by ...

First off, it is important to establish what is considered “bad credit.” BadCredit.org ranks FICO credit scores into five ... the borrower pays it through a percentage of future credit card ...

If you have fair credit or better, you may be able to get approved for a debt consolidation loan. That's a score of at least ...

Full coverage from Geico costs $258 per month for drivers with a bad credit score. The most expensive company, State Farm, charges $471 per month for the same coverage. Insurance companies don't all ...