The SBI Cashback Credit Card is a clear winner with its unmatched five percent cashback on e-commerce transactions. Be it Amazon, Flipkart, Myntra, or Tata CLiQ, this card guarantees that a significant chunk of your expenditure comes back to you.

Travel credit cards are ideal for frequent travellers seeking exclusive perks, offering rewards and cashbacks on various expenses. However, users should be cautious of unplanned spending to avoid financial burdens.

When choosing a credit card, you generally have two options: a cash-back credit card or one with perks for travelers. The good news is that competition in this space is fierce, which means a constant benefits battle.

As long as you pay off your credit card each month, cards with no annual fee essentially let you earn free rewards.

Chasing credit card rewards while carrying card debt makes no sense when you consider the exceptionally high interest rates cards charge when consumers carry a balance. The best way to get ahead with credit card rewards is to always pay your statement balance in full each month.