You have the option to purchase term life insurance on the lives of your spouse and/or your dependent children via payroll deduction. Dependent children are eligible for coverage up to age 26.See the ...

Term life insurance offers affordable coverage with a significant tax-free death benefit, but most policies don't pay out.

medical bills or other debts Funding retirement for your surviving spouse Helping children with higher education expenses How Much Does a 30-Year Term Life Insurance Policy Cost? The average cost ...

Life is unpredictable, and while you cannot predict the future, taking steps to secure the financial well-being of those you ...

GTL stands for group term life insurance, which is available via your employer, who also pays the premiums on the life ...

based on our analysis of term life insurance policies. For families who would face an uncertain financial future following the death of a parent, family life insurance can put a surviving spouse ...

Term life insurance is usually best for people with young families since it's cheaper and only lasts for a set period of time. This makes it ideal for covering the costs of raising children and ...

With these strategies, you can save on long-term care insurance costs while maintaining the coverage you need.

Insurance companies offer many different long-term care products with various bells ... You can also potentially get a discounted premium if you and your spouse choose to purchase policies together.

There is a catch, however. If your spouse is eligible to participate in a subsidized long-term care insurance plan paid for in part or in full by his or her employer, you may not deduct the premiums.

A growing number of Americans are approaching the age at which they must consider how to pay for long-term care. For many, a hybrid insurance policy, which combines life and long-term care ...