The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

Financial planner Dan Moisand tackles readers' questions about Roth conversions, from the whats to the whens and more.

If you're expecting to move up to a higher tax bracket in future years, it might make sense to convert your traditional IRA ...

While there are several types of IRAs on the market, such as traditional IRAs, Roth IRAs, SEP IRAs and SIMPLE IRAs, we chose to focus on only traditional IRAs for this ranking. To identify our top ...

A backdoor Roth IRA conversion can be made every year, but if you've contributed pre-tax money to a traditional IRA in the past, a tax law called the pro-rata rule complicates things. Under the ...

Benzinga's top picks for the best Roth IRA account providers for this month include Charles Schwab and Fidelity Investments. A Roth Individual Retirement Account (IRA) is an advantageous ...

Employers with five or more employees who do not currently offer a retirement plan will be required to register for the state ...

Reading Elliot Raphaelson's column, "Potential Problems with Roth Conversions," in the Dec. 29 edition of The Sunday Republican, I reflected upon an experience that happened several years ago. I was i ...

The pro-rata rule calculates how to divide your Roth conversion into its taxable and nontaxable segments. It starts by combining all of your traditional (non-Roth) IRAs to come up with a total basis.

The 529 plan must be open for at least 15 years. You cannot convert 529 contributions made within the past five years (or the ...

Who doesn’t love tax-free income? When you retire with assets in a Roth IRA or Roth 401(k), you will be able to take retirement income from these accounts without getting hit with income taxes.

This is due to the “pro-rata rule.” The pro-rata rule is a tax regulation that controls how conversions from a traditional IRA to Roth IRA are taxed when the traditional IRA contains both pre ...