The Taxpayer Relief Act of 1997 created a new version of the account, called the Roth IRA, where workers contributed after-tax dollars but could withdraw tax-free funds in retirement. The Roth variant ...

Since distributions will be required upon Mortimer’s death (although only the Roth account would enjoy tax free distributions and carry a different rule), the traditional IRA and the annuity IRA will ...

Jacqueline DeMarco is a writer who specializes in financial topics. Her first job out of college was in the financial industry and it was there she gained a passion for helping others understand ...

Roth IRAs are a popular retirement savings and investment tool, especially for those expecting to be in a higher tax bracket ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

The Roth IRA (Individual Retirement Account) is a tax-advantaged tool for retirement savings and investment. Contributions to a Roth IRA are made with after-tax dollars, offering the benefit of ...

If you're expecting to move up to a higher tax bracket in future years, it might make sense to convert your traditional IRA to a Roth. Peter is a writer and editor for the CNET How-To team.

Introduction to Roth IRAs "Roth IRAs are a type of individual retirement account in which you pay taxes now rather than later," says Hannah Whatley, CFP and financial advisor at Rather & Kittrell ...

“It’s best to use Roth ... your account. And if you are in a low tax bracket, then you are paying tax on the contributions at a lower bracket.” When it comes to a 401(k) versus an IRA ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...