Each point costs 1% of the purchase price of a home and usually knocks the rate down by 0.25%. On a $400,000 home, you'd pay ...

A mortgage note is a legal document explaining your home loan's details, and you’ll sign it on closing day. Learn why ...

Rate boasts quick loan approvals and remote mortgage closings ... And with the digital close option, you can have a contactless mortgage closing. The site also has educational articles and ...

Cash-out mortgage refinancing enables you to get a loan by leveraging your home equity. CNBC Select has chosen the best lenders for cash-out refinancing.

Pros U.S. Bank provides mortgage loans nationwide. It assists customers with closing costs. It offers home equity loans and lines of credit. Cons U.S. Bank doesn't offer personalized rate quotes.

Bob Musinski has written about a variety of financial-related topics – including personal and business loans, credit cards and personal credit – for publications such as U.S. News and World ...

As the borrower, you have the right to switch mortgage lenders at any time before you sign the loan contract. Still, it’s best to do your due diligence before you begin the closing process.