Key Takeaways - Everything You Need to Know About No-Closing-Cost Mortgages One of the biggest hurdles to homeownership for many would-be buyers is not necessarily the ability to get a mortgage loan, ...

A refinance with no closing costs can be helpful because it frees up cash for other things. A no-cost mortgage refinance can be expensive in the long run if you keep your home loan for many years.

A mortgage origination fee is a charge you pay at closing to cover the cost of processing and funding your home loan. Usually ...