Credit cards that offer 0% introductory APR let you carry a balance for a specified period, typically nine to 21 months, ...

The first rule of using credit cards: Avoid credit card interest. (Or at least it should be.) The average credit card interest rate has climbed to 20.75% according to Bankrate, CNET's sister site.

If you carry a credit card balance, beware. You'll be paying a lot more for those Christmas gifts due to rising interest ...

You can usually prevent interest charges altogether on your credit card. The simplest way to never pay interest and maintain your monthly grace period between statements and payment due dates is ...

As you gear up for last-minute holiday shopping at any big box retailer, there is a good chance you will be offered a store ...

Below, Select reviews the ins and outs of 0% APR credit cards and how to use them wisely to avoid interest on new purchases and debt. A 0% APR credit card offers no interest for a period of time ...

This allows you to avoid paying sky-high interest rates on your balances, without giving up the spending flexibility and benefits of a credit card. And during times of heavy spending (like the ...

Navigating the world of credit cards can be daunting, but understanding how to use them responsibly is crucial for financial ...

There are typically two ways to avoid paying credit card interest. One is paying your card off in full each month, which allows you to take advantage of your grace period. But know that if you ...

If you fail to make a minimum monthly payment 30 days after your due date, that's a credit card delinquency. Delinquencies ...

CFPB says it's on to credit card companies' bait-and-switch rewards tactics and launched a tool to help consumers save money ...

Understanding your card’s APR and how it works can help you avoid more costly interest charges in the future. Your credit card’s annual percentage rate or APR refers to the interest rate you ...