As a trusted personal finance writer and mortgage specialist, Maryalene LaPonsie has interviewed hundreds of certified financial planners, CPAs and wealth advisors, and distills their expertise ...

You can use an FHA loan to buy, build or renovate a home, or to refinance an existing mortgage. If you get an FHA loan with a down payment of less than 10 percent, you'll pay mortgage insurance ...

FHA loans have less stringent financial requirements compared to conventional ... FHA loan that only requires a 3.5% down payment on a home’s purchase price. The FHA caps the maximum loan ...

While a conventional loan appraisal is generally only concerned with the market value of the home, an FHA appraiser also wants to ensure that the home meets FHA safety requirements. This means the ...

You’ll need to meet credit score, debt-to-income ratio and down payment requirements to qualify for an ARM home loan ... substantial cash reserves. Most FHA loans go to borrowers with DTI ...

While FHA mortgages can help those with low credit or high DTIs affordably purchase a home, conventional loans can often be the better deal if your credit is in the "very good" to "excellent ...

A presidential memo on Monday imposed a pause on certain types of government funding until programs are reviewed to ensure compliance with Trump executive orders.

The FHA is extending existing COVID-19 recovery options to February 2026 as it aims to give stakeholders time to implement new requirements.