Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

A good APR is generally one that is below the average APR. Federal Reserve data reveals that the average credit card interest rate in the U.S. has hovered roughly between 16% and 20% since 2019 ...

US Banks & Branch Offices used resources from the Consumer Financial Protection Bureau and other groups to learn about credit ...

HELOC interest rates just hit an 18-month low. Here's what can be considered a good rate at the start of 2025.

Credit card APRs come in two forms — variable ... can take to increase your odds of receiving the best interest rates. Consumers with good or excellent credit (scores of 670 and above) have ...

If you tend to carry a balance most months, a card with a low ongoing interest rate will work to your advantage in the long run. NerdWallet's credit cards ... "Today," ABC's "Good Morning America ...

Credit card and loan delinquencies have been on the rise since the onset of rapid inflation in mid-2022 and have yet to come ...

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Credit card interest rates are much higher than other types of loans, like personal loans and mortgages. Ever wonder why?

Economic issues are straining people's finances, but these tactics can help you free up cash and spend less money.

The Federal Reserve is expected to cut rates further in 2025, paving the way for slightly lower borrowing costs for consumers ...

keep up the good work — and no, there's no pressing need to close your card. You only pay interest on a credit card when you carry a balance, so you don't need to worry about your interest rate ...