Both CDs and fixed annuities can be used as a safe way to invest for retirement, often earning a fixed return on your funds. CDs are commonly offered from banks and credit unions, while fixed ...

The Fed’s high rates have sparked a boom in a long-overlooked investment, and sales show little sign of slowing.

Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. How can insurers afford to do that? After all, both banks and insurers ...

There’s a better way to save money for many people. It’s a fixed-rate annuity — also known as a multi-year guarantee annuity or a CD-type annuity. You can earn up to 2.40% for a three-year ...

Margin loan rates from 5.83% to 6.83%. "Right now, some fixed annuities make an attractive alternative to both bonds and CDs in a portfolio, due to the principal guarantees and interest rates ...

Jacob Wackerhausen / Getty Images There's a middle-of-the-road option between fixed annuities (which provide guaranteed, but modest, returns) and variable annuities (which provide returns based on ...

Insurers create fixed-rate deferred annuities, which resemble certificates of deposit, but offer higher yields on average thanks to the broad portfolio of investments insurance companies hold.