The Debt Snowball allows you to make a simple change to your behavior and systematically pay off debt at an accelerated rate.

Once you send a written cease-and-desist letter, the collector can ... particularly important if you suspect the debt is not yours, has already been paid or has exceeded the statute of limitations ...

The letter would look like this ... 6.5 million dollars in federal funding to buy that debt. The goal is to pay off debt for more than 200,000 people who have medical bills.