I have three high-yield savings accounts at different banks. I use each one for different goals and my emergency fund.

some accounts — like the HYSA from Ally Bank — still limit withdrawals and transfer to around 10 or so before you’re charged a fee. Read the fine print of your account to confirm whether you ...

Commissions do not affect our editors' opinions or evaluations. Ally Bank offers seven CD terms, ranging from three months to 60 months. The bank’s CDs tend to be competitive among online banks.

For example, in March 2024, HYSA were in the 4%-5% interest range ... forget about it with recurring transfers. Roundups: The Ally Bank app monitors your spending and rounds up transactions ...